First Time Buyers

Being a first-time buyer can be daunting but also a very exciting time. You are just about to make one of the largest financial transactions in your life and you want to ensure you understand everything that surrounds buying your first home.

We understand what it is like to be a First-Time Buyer

At Village Financial Services Ltd we can make your journey as a first-time buyer as smooth as possible, we have over 30 years of mortgage experience helping first, second and even third time buyers in Berkshire, Hampshire, and the Southeast.

As part of our mortgage service, we will not only talk to you about mortgage capacity and costs but also to help you understand how:

  • The lending market works
  • The reason behind lenders criteria and policy
  • The fees you will incur
  • The property buying process as a whole
  • Types of survey
  • How to protect your mortgage
  • How we can help with the ongoing advise during the life of your mortgage

And of course to be available to answer any questions you might have, whenever you have them.

Local and Independent Mortgage Brokers

We can also help with ongoing advice during the life of your mortgage. As a Berkshire Based Independent Mortgage Broker our commitment to our clients goes far beyond the day you complete on your first property.

Many of our clients return to use when they buy their second home, which is a testament to the personal service they received from Village Financial Services as a first-time buyer

Professional Advice

We are proudly a member of the Society of Mortgage Professionals (SMP)

Check out our 5 star Google reviews where our clients talk about their experience with our team.

To find out more about how we can help you with your first-time buyer mortgage, contact us today

YOUR HOME MAY BE REPOSSESSED IF YOU DON’T KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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Mortgages

Buying a property can be the biggest decision made in our lives. It is for this very reason that impartial advice is critical from qualified advisers.

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Protection

There are many types of Protection Policies to choose from. Finding the one that provides adequate cover and the right protection is not as easy as you may think.

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Insurance

We can search through a range of policies to find the one that suits you best from our extensive list of insurers. So this year leave the shopping to us.

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Contact

Over the years we have gained an excellent reputation for our customer service, and pride ourselves on the long term relationships that we enjoy with our customers.

- YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

- Registered in England and Wales

- Village Financial Services Limited is an appointed representative of PRIMIS Mortgage Network, a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority.

- The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.

- Registered office address - 92 School Road, Tilehurst, Berkshire, RG31 5AU
- Registration number - 04562304

- Our standard fee is £249. In a small number of cases we reserve the right to charge an additional fee of up to £551 where more work is required or where remuneration from the lender below our minimum threshold. This site is only directed at persons within the UK. Calls may be recorded for training and monitoring.

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR Tel: 0800 023 4567 or 0300 123 9 123

www.financial-ombudsman.org.uk


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