Adverse Credit
Need a Mortgage but have adverse credit?
There are many reasons why people have adverse credit registered against them. It may be late payments on a credit card, personal loan, or mortgage, and in more serious cases Individual Voluntary Arrangements (IVA’s) or Bankruptcy.
Today having adverse credit is no longer the problem it was 20 years ago. There are numerous mortgage lenders who will provide funding where borrowers have had historic credit problems.
Lenders will charge a premium relevant to the risk, so the interest rate might not be as bad as you think.
Credit Repair
When looking to place your adverse mortgage we are looking to put borrowers into a credit repair situation where lower rates are available to you in the future as your credit profile improves.
With our extensive range of adverse mortgage lenders, we can search the right product for you, so give us a call to discuss your options.
Personal Mortgage Service from Start to finish.
Whether you visit our Reading based mortgage offices or deal with your personal mortgage advisor by phone, you are guaranteed a one to one personal, tailored service. With over 250 5-star Google reviews you can rest assured you are in safe hands.
Expert advice for your mortgage with adverse credit. We are proudly a member of the Society of Mortgage Professionals (SMP)
To find out more about how we can help you with your mortgage, contact us today
YOUR HOME MAY BE REPOSSESSED IF YOU DON’T KEEP UP REPAYMENTS ON YOUR MORTGAGE.